What if I win?

I might.  Someone has to win.  So what if it’s one in a bazillion chance.  It could happen.

 

And why not me?  I’d give most of it away anyway, I just want to help people.  It would be so amazing!  All of my problems would go away.  “You can’t win if you don’t play”.

We’ve all heard it.  Most of us have even said it.  What if I win?  We dream about what we would do.  We think about it and dream about the possibilities.  OK.  I didn’t win today, but I’ll try again next week.  Another opportunity to hope and to dream.

Some contests and sweepstakes are free.  Only robbing us of time wasted on hopeless dreams.  Others actually cost money, such as the multitude of lotteries around the country.  Even $2 a week, for 52 weeks equals $104.  After five years you would have thrown $520 out the window.

I recently heard a commercial from Publisher’s Clearing House.  Now this is a free sweepstake.  However, the way the message was communicated, made it sound like this is a way for you to plan for your family’s future.  Don’t you care about your family?  Enter the sweepstakes!  You could win $5000 a week forever, and then after that, the person you would choose would win $5000 a week forever!  The gift that keeps on giving.

OK, I’m not against winning prizes, or even against winning the lottery. In the past I would entertain the idea of playing the lottery, but no more.  I rarely enter contests.  And I never pay money, unless it is for charity.  That, I might do.  But I expect nothing in return.

There’s a study done on all kinds of lottery winner’s outcomes, such as marriage, bankruptcy, and long term happiness.  And when reading through several of them, there seem to be some conflicting results. But clearly all lottery winners don’t end up living “the dream”.

Do you think the lottery, the possibility of an easy win, shifts the perspective?  The idea of hard work and the feeling of accomplishment is a rare occurrence.  We are told to sign on the line, commit to 60 monthly payments, and almost anything can be yours.  But does it ever really become 100% yours?  Or do you trade it in on something newer, with a new contract, and 60 MORE months of payments?

Hey, you can truly own your own home after only 30 years, that’s 360 monthly payments!  And that’s if you don’t upgrade with a NEW 30 year agreement a few years down the line!

I was talking with an investment person recently.  I’m all about investing, but there is the perspective of working your loan payments, strategically creating tax deductions, and really working your finances for the greatest return.  And I know it can work.  But then you never know the freedom of being debt free.

Debt always comes with a price.  You can’t sell if you owe more than your home or your car is worth.  Not without paying additional cash. What if you have to move and the market is down? What if you want to sell your car?  No worries, just trade it in on a new one.  Sign a new contract.  I have seen people actually trade in a car for a new one, pay more money, a larger and longer loan, only because they are upside down on the car, and can’t afford to fix it or sell it.

There is a bible verse, Proverbs 22:7, that says the borrower is servant to the lender.  Think about it.  Your loan comes with conditions.

I see freedom when my debts are paid.  My possessions are purchased with cash, and I purposely save and invest for future needs.  My plan. My dream. Freedom.

And I have learned to be content in whatever circumstance I am in (Philippians 4:11).  I focus on what I have, not what I don’t have.  And although I will admit, I do dream, on occasion, about all that I do not have, I spend a lot more time thanking God for everything I do have.

Remember, the harder you work for it, the more valuable it becomes.

dollar

 

3 Comments Add yours

  1. Naomi says:

    There is a lot of wisdom in that post

    Like

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