It is not MONEY that is most important to me, it is the management of my money.  I focus to have control over my money and not the other way around.  Most Americans are reactive with regards to finance.  I choose to be proactive.

I have been blessed to receive training through the Dave Ramsey organization.  Some of what I will share has been learned through his organization, websites and books.  He has an awesome plan that works, but it is not easy.  I have learned that the biggest prizes in life are not easily obtained.  However, the harder you work for them, the more valuable they becomes.